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Last updated September 1, 2026

Terms of Service

The terms that apply when you use this website or book services with Southline Coverage Collective.

Agreement

By using this website you agree to these terms. If you do not agree, please do not use the site. You can reach us at hello@southlinecoverage.com, by phone at (423) 555-0243, or by mail at 801 Broad Street, Suite 300, Chattanooga, TN 37402.

Use of this website

Content on this site is provided for general information. You agree not to misuse the site, attempt to gain unauthorized access, or copy content for commercial use without permission.

Quotes, estimates and bookings

Prices, estimates and availability shown online are indicative until confirmed in writing by our team. Final pricing depends on an assessment of your specific needs. Bookings are confirmed only when you receive a confirmation from us.

Cancellations

Please give us as much notice as possible if you need to cancel or reschedule. Any applicable cancellation terms will be explained when your booking is confirmed.

Limitation of liability

To the fullest extent permitted by law, we are not liable for indirect or consequential losses arising from use of this website. Nothing in these terms limits liability that cannot be limited by law.

Licensing, compensation and independence

Southline Coverage Collective is presented as an independent insurance agency. We are not captive to a single carrier, and we do not represent every plan available in every area.

Our services are provided at no cost to you. We are compensated by the insurance carrier whose plan you choose. Plan premiums are filed and are the same whether you enrol through us or directly.

Licence numbers shown anywhere on this website are obvious placeholders for a demonstration build and are not real licence numbers.

  • Sample placeholder producer licence: #0000000
  • Sample placeholder producer licence: #XXXXXXX
  • Advisor credentials shown on this site are illustrative samples and are not assertions that any individual holds a designation.

Estimates, calculators and figures

The subsidy estimator, the plan-type decision tree, the enrolment countdown and every dollar figure on this website are illustrative samples for planning and education. They are not quotes, not offers of coverage, and not determinations of eligibility.

Your actual premium tax credit, cost-sharing reduction and eligibility are determined by the Health Insurance Marketplace at HealthCare.gov when you complete an application. Medicare plan costs and benefits are set by the plan and by the Centers for Medicare & Medicaid Services.

Nothing on this website is tax advice, legal advice or medical advice. Speak to a qualified tax professional about how a premium tax credit interacts with your return.

Required Medicare disclaimers

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Not affiliated with or endorsed by the U.S. government or the federal Medicare program.

Governing law

These terms are governed by the laws of the State of TN.

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