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Independent, not captive

The panel we compare across

Twelve carriers, grouped by what each one is actually good for.

The panel

By product line, because the panel is not the same for each

Southline is an independent agency. We are not captive to a single carrier, so we can compare the whole panel we represent.

Medicare Advantage and Part D

County-level panels. Hamilton County is not Catoosa County.

  • Havenlark
  • Ridgemont
  • Northglen
  • Amberline
  • Orchard Gate

Medicare Supplement

Plan letters are standardised, so the difference is price and service.

  • Stonecreek
  • Ridgemont
  • Havenlark
  • Lantern Peak

ACA Marketplace

On-exchange plans for the Tennessee and North Georgia rating areas.

  • Clearfield
  • Kinbridge
  • Northglen
  • Havenlark
  • Amberline

Group and ancillary

Small-group medical plus dental, vision, life and disability.

  • Halcyon
  • Sable Oak
  • Wrenfield
  • Lantern Peak
  • Clearfield

Availability varies by county, by product line and by plan year.

What that means

What independent means in practice

Three things, one line each.

We compare, we do not defend

A captive agent has one company to justify. We have twelve, so the comparison is between real alternatives.

Availability is local

Medicare plan panels are set county by county, and Marketplace panels by rating area. We check your address, not your city, before we shortlist anything.

We do not represent everything

No agency does. Where a plan we cannot place is the better plan for you, we will name it and tell you how to go and get it.

Ask us which carrier pays us best

Then ask why we did not recommend it. It is a fair question and it has an answer.

Our help is free to you. We are paid by the carrier you choose, and the premium is the same whether you use us or enrol on your own.

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