Open Enrolment is on. December 15 is the last day for a January 1 start.See the dates

Mon to Thu, 8:30 am to 6:00 pm · Se habla español

Six people, one desk

You will know which one is yours

Nobody here is a generalist pretending to cover everything. Pick the person whose column matches your question, or let us route you.

The advisors

Renata Okonkwo, Founding advisor, individual and familySince 2016

Renata Okonkwo

Founding advisor, individual and family

ACA Marketplace, self-employed households, subsidy reconciliation

Renata built Southline after nine years inside a carrier call centre, where she spent most of her day explaining bills that should never have been a surprise. She handles the 1099 income forecasts and the mid-year reporting nobody else wants to do.

  • Licensed health and life producer, TN and GA
  • Marketplace-certified agent, current plan year
  • Producer licence #0000000

English, Portuguese

Marcus Bledsoe, Medicare advisorSince 2018

Marcus Bledsoe

Medicare advisor

Turning 65, Advantage and Supplement comparisons, Part D drug lists

Marcus runs the autumn re-run: every Medicare client's drug list and physician list re-checked against next year's plans before December 7. He will talk you out of a plan with a good brochure and a bad formulary.

  • Certified annually for Medicare plan marketing, current plan year
  • Retirement Coverage Planning Associate (RCPA)
  • Producer licence #XXXXXXX

English

Priya Raghavan, Group benefits and ICHRASince 2019

Priya Raghavan

Group benefits and ICHRA

Two to fifty employees, participation modelling, employee meetings

Priya handles employers. She quotes a group plan and an individual coverage HRA side by side for every prospect, including the ones where the honest answer is to wait another year.

  • Licensed health and life producer, TN and GA
  • Group Benefits and HRA Consultant (GBHC)
  • Producer licence #0000000

English, Hindi, Tamil

Tobias Marchetti, Social Security and retirement timingSince 2020

Tobias Marchetti

Social Security and retirement timing

Claiming-age analysis, break-even modelling, Medicare overlap

Tobias models the claiming-age decision against your Medicare start date, because taking benefits early triggers automatic Part A enrolment and that ends Health Savings Account contributions. He is the reason we ask about HSAs at 63.

  • Retirement Coverage Planning Associate (RCPA)
  • Licensed health and life producer, TN and GA
  • Producer licence #XXXXXXX

English, Italian

Alma Reyes-Santana, Bilingual client servicesSince 2021

Alma Reyes-Santana

Bilingual client services

Spanish-language enrolment, document collection, carrier follow-up

Alma runs enrolment appointments in Spanish and English and chases the carrier when an ID card does not arrive. If something is stuck, she is the person who unsticks it.

  • Licensed health producer, TN
  • Marketplace-certified agent, current plan year
  • Producer licence #0000000

Español, English

Dee Whitfield, Client service and claims supportSince 2022

Dee Whitfield

Client service and claims support

Claim questions, ID cards, provider disputes, renewals

Dee is who you call after you are enrolled. Billing that looks wrong, a claim processed at the wrong tier, a provider who says they are out of network when the directory says otherwise: that is her queue.

  • Licensed health producer, TN
  • Carrier service certifications, current plan year
  • Producer licence #XXXXXXX

English

What happens on the call

Twenty-five minutes, and you watch the work

01

Your list

Prescriptions with doses, doctors by practice, and a rough income range. We type it in while you talk.

02

The screen share

You see the comparison being built, not a PDF afterwards. Ask why any plan dropped out.

03

Two or three options

With the trade-off each one asks of you said out loud, before anything is signed.

04

A decision, or not

Leaving without enrolling is a normal outcome. The window is the deadline, not us.

Three ways to meet

Meet us wherever you will actually turn up

Same appointment either way. Only your travel time changes.

The Southline office interior on Broad StreetIn person

The Broad Street office

  • 801 Broad Street, Suite 300
  • Chattanooga, TN 37402

Today: 9:00 am - 1:00 pm (Nov 1 to Jan 15)

Metered street parking, and a lot behind the building. Bring your prescription bottles and your last tax return if you have it.

A video appointment on a laptopOnline

A video appointment

  • Screen share, anywhere in our licensed states
  • Usually 25 to 40 minutes

Today: Same-week slots, most weeks

We share the screen while we build your comparison, so you watch the decision being made instead of receiving a PDF later.

An in-home appointment at a kitchen tableIn home

Your kitchen table

  • Hamilton, Bradley and Catoosa counties
  • Evenings available for trades and shift workers

Today: Mondays, Tuesdays, Wednesdays and Thursdays

For Medicare appointments this is still the most common request, and for contractors it is the only hour that works.

Pick a person, or let us route you

Tell us the question and we will put the right advisor on it. It costs you nothing either way.

Our help is free to you. We are paid by the carrier you choose, and the premium is the same whether you use us or enrol on your own.

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